Attorney

Cincinnati Car Crash Cases: What are they all about?

Ohio workers' compensation ("work comp") claims are filed for all kinds of different injuries and diseases. Claims are filed using the First Report of Injury ("FROI") and turning it into the Bureau of Workers' Compensation ("BWC"). Claims may be filed by an injured worker, employer, workers compensation lawyer, doctor or managed care organization ("MCO"). 

Cincinnati Workers Comp Claim

What happens if I'm hurt at work in Cincinnati?

Unless they are "self-insured", Cincinnati employers are required to carry workers' compensation insurance via the Ohio Bureau of Workers' Compensation (BWC). Workers' compensation (or "work comp") covers injuries, occupational diseases and death to an employee sustained "in the course of" and "arising out of" employment.

When an Ohio employee is hurt on the job and has an allowed workers compensation claim (BWC) claim, there are a number of ways he/she may be paid or receive compensation. The following are several of the most common ways.

Temporary Total Disability ("TTD") Compensation 

Ohio workers' compensation ("work comp") is occupational insurance. If your injury is covered, your medical bills may be paid and you may be paid cash for lost wages and disability for conditions caused by the work injury.

What types of injuries are covered?

Car crashes often result in serious injuries to passengers. Broken bones, scars, cuts, torn ligaments, and injuries to the neck, back, arms, knees, and ankles are all quite common. The human body is no match for the force a car accident can impose.

Hefty Medical Bills 

What is Vocational Rehabilitation?

Vocational rehabilitation ("voc rehab") is the process of restoring the vocational functioning of an Ohio worker who experiences an on the job injury or occupational disease and who voluntarily agrees to participate in vocational rehabilitation. (OAC 4123-18-03.)

How does one get into a Vocational Rehabilitation program?

Following a Cincinnati work injury a certain amount of permanent (or "residual") damage may remain. This lingering injury is compensable under Ohio law via what is called a "permanent partial disability award" (or "PPD" award for short). For example, if you break your arm or tear a ligament in your knee you may end up losing some of the use of your arm or leg. After filing a claim and requesting a permanent partial disability award a doctor may examine your ongoing problems and attribute a certain percentage of disability.

Many workers compensation claims are handled without the help of a Cincinnati workers' compensation attorney. If you cut your finger, burn your hand, or sprain your ankle at work, and the injury fully and quickly heals, there there may be no reason to get a work comp lawyer involved with the claim. However, if you herniate a disc, lose a limb, or suffer a rotator cuff tear (or other serious injury) on the job, having a Cincinnati work comp lawyer handle your claim has significant advantages.

Pickup trucks are a wonderful vehicle to have around. Whether you are moving into a new home, loading up firewood, or taking your lawnmower in for repairs, having a pickup truck makes the process simple. Having bungee cords to help secure your items and prevent accidents is also a great idea.

What is a Bungee Cord?